Spooked

If it doesn't make sense; it doesn't make sense! (so I've been told many times) We were trying to get a picture of a bird (Rose-breasted Grosbeak) that visited on Sunday morning. Never would I think that in a split second of taking the picture that out of nowhere a vision would appear in a picture. The two pictures below were taken right after each other at 9:57am. If you click on the pictures they enlarge; look closely. The first picture, looking right at the grove of trees there is no one in the picture but the bird in the cup and one on the branch that we were trying to capture. The second picture has someone in blue by one of the trees. The vision seems to be watching us; dressed in blue,head and face covered with eyes visible (like a scarf; wrapped around her head). Just standing there. When we enlarge the picture from the file, this vision (or whatever you want to call it) seems to on a bike with one foot on the ground. I Can't explain this! It really has me spooked.. The lover thinks it was a reflection from the tv onto the window; Could it be?
Or could it be a sign of something to come? I just don't know. I did have the tv on; watching the CBS Sunday morning show...but why didn't the vision show in the first picture? It only takes a blink of the eye or the shutter to snap the next picture. What can this vision mean? Only time will tell.
For right now; I'm spooked by this encounter... Can anyone help me on this?